Workers’ CompTexas
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Texas business. The estimate uses a model based on public Texas statewide benchmarks and cross-state industry patterns.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Texas is a modeled cost guide. It does not reproduce NCCI Texas class loss costs or represent an official Texas class rate.
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*Illustrative estimate only — not an insurance quote. Estimated costs use a modeled rate built from public Texas statewide pricing benchmarks and industry patterns from public CA, PA, NY and FL datasets. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Texas is a modeled cost guide. It does not reproduce NCCI Texas class loss costs or represent an official Texas class rate.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.