Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Pennsylvania business. The estimate uses PCRB 2026 loss costs with disclosed illustrative conversion assumptions.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Pennsylvania estimates convert PCRB loss costs using the disclosed statewide illustrative LCM and employer assessment assumption.
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*Illustrative estimate only — not an insurance quote. Estimated costs use PCRB 4/1/2026 loss costs with an illustrative statewide LCM and employer assessment. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Pennsylvania estimates convert PCRB loss costs using the disclosed statewide illustrative LCM and employer assessment assumption.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.