Workers’ CompOregon
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for an Oregon business. SAIF 2026 workers’ compensation rates and minimum premiums, revised December 5, 2025.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Uses the published 2026 Pure Rate column as a class-level loss-cost benchmark. Pure premium is not the final insurer premium rate and does not include every expense or pricing adjustment. Oregon restaurant mapping uses Oregon-specific class 9079. Pool cleaning uses 9014 as a cleaning-services proxy. Carpentry and concrete use equal-weight blends.
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*Illustrative estimate only — not an insurance quote. SAIF 2026 workers’ compensation rates and minimum premiums, revised December 5, 2025. Uses the published 2026 Pure Rate column as a class-level loss-cost benchmark. Pure premium is not the final insurer premium rate and does not include every expense or pricing adjustment. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Uses the published 2026 Pure Rate column as a class-level loss-cost benchmark. Pure premium is not the final insurer premium rate and does not include every expense or pricing adjustment. Oregon restaurant mapping uses Oregon-specific class 9079. Pool cleaning uses 9014 as a cleaning-services proxy. Carpentry and concrete use equal-weight blends.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.