Workers’ CompNorth Dakota
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a North Dakota business. North Dakota Workforce Safety & Insurance Manual Rates 2026/2027, effective July 1, 2026.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Uses WSI’s published 2026/2027 manual base rates. North Dakota’s classifications are state-specific and several product categories require broader mappings than the generic labels on this calculator. Landscaping uses the broad Florists/Nurseries/Gardening class 0003; carpentry uses Building Construction 5410; pool cleaning uses janitorial/custodial class 9007 as the closest cleaning-services proxy.
See real pricing for your answers. Send your details and an insurance provider can follow up.
An insurance provider may reach out soon with real pricing for your business.
*Illustrative estimate only — not an insurance quote. North Dakota Workforce Safety & Insurance Manual Rates 2026/2027, effective July 1, 2026. Uses WSI’s published 2026/2027 manual base rates. North Dakota’s classifications are state-specific and several product categories require broader mappings than the generic labels on this calculator. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Uses WSI’s published 2026/2027 manual base rates. North Dakota’s classifications are state-specific and several product categories require broader mappings than the generic labels on this calculator. Landscaping uses the broad Florists/Nurseries/Gardening class 0003; carpentry uses Building Construction 5410; pool cleaning uses janitorial/custodial class 9007 as the closest cleaning-services proxy.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.