Workers’ CompNorth Carolina
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a North Carolina business. The estimate uses North Carolina Rate Bureau public assigned-risk rates effective April 1, 2026.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
North Carolina estimates use NCRB 4/1/2026 assigned-risk class rates as a public benchmark. Actual voluntary-market carrier pricing may be lower or higher.
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*Illustrative estimate only — not an insurance quote. Estimated costs use North Carolina Rate Bureau public assigned-risk rates effective April 1, 2026. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
North Carolina estimates use NCRB 4/1/2026 assigned-risk class rates as a public benchmark. Actual voluntary-market carrier pricing may be lower or higher.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.