Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a New York business. The estimate uses NYCIRB 2026 loss costs with disclosed illustrative conversion assumptions.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
New York estimates convert NYCIRB loss costs using the disclosed 10 Second Quotes representative LCM assumption and statewide provisions.
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*Illustrative estimate only — not an insurance quote. Estimated costs use NYCIRB 10/1/2026 loss costs with a disclosed representative LCM and statewide provisions. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
New York estimates convert NYCIRB loss costs using the disclosed 10 Second Quotes representative LCM assumption and statewide provisions.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.