Workers’ CompMontana
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Montana business. Montana State Fund Policy Year 2027 rates, July 1, 2026 edition.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Uses Tier 3, the middle of Montana State Fund’s five published pricing tiers, as a representative benchmark. Actual State Fund pricing can fall in another tier. Pool cleaning uses the closest janitorial-service proxy (9014). Carpentry and concrete use equal-weight blends.
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*Illustrative estimate only — not an insurance quote. Montana State Fund Policy Year 2027 rates, July 1, 2026 edition. Uses Tier 3, the middle of Montana State Fund’s five published pricing tiers, as a representative benchmark. Actual State Fund pricing can fall in another tier. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Uses Tier 3, the middle of Montana State Fund’s five published pricing tiers, as a representative benchmark. Actual State Fund pricing can fall in another tier. Pool cleaning uses the closest janitorial-service proxy (9014). Carpentry and concrete use equal-weight blends.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.