Workers’ CompMinnesota
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Minnesota business. Minnesota Workers’ Compensation Assigned Risk Plan rates effective January 1, 2026.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Uses published assigned-risk plan class rates as a public benchmark. Assigned-risk pricing is not the same as voluntary-market pricing. Pool cleaning uses the closest cleaning-services proxy (9014). Carpentry uses an equal-weight blend of 5403, 5645 and 5651; concrete uses 5213 and 5221.
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*Illustrative estimate only — not an insurance quote. Minnesota Workers’ Compensation Assigned Risk Plan rates effective January 1, 2026. Uses published assigned-risk plan class rates as a public benchmark. Assigned-risk pricing is not the same as voluntary-market pricing. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Uses published assigned-risk plan class rates as a public benchmark. Assigned-risk pricing is not the same as voluntary-market pricing. Pool cleaning uses the closest cleaning-services proxy (9014). Carpentry uses an equal-weight blend of 5403, 5645 and 5651; concrete uses 5213 and 5221.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.