Workers’ CompMaine
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Maine business. Maine Employers’ Mutual Insurance Company (MEMIC) Standard Rates effective April 1, 2026.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Uses MEMIC Standard Rates as a public carrier benchmark. These are MEMIC rates, not a single statewide market rate, and actual insurer pricing can differ. Pool cleaning uses the closest janitorial-service proxy (9014). Carpentry and concrete use equal-weight blends of the listed class codes.
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*Illustrative estimate only — not an insurance quote. Maine Employers’ Mutual Insurance Company (MEMIC) Standard Rates effective April 1, 2026. Uses MEMIC Standard Rates as a public carrier benchmark. These are MEMIC rates, not a single statewide market rate, and actual insurer pricing can differ. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Uses MEMIC Standard Rates as a public carrier benchmark. These are MEMIC rates, not a single statewide market rate, and actual insurer pricing can differ. Pool cleaning uses the closest janitorial-service proxy (9014). Carpentry and concrete use equal-weight blends of the listed class codes.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.