Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a Florida business. The estimate uses the public FWCJUA 2026 class-rate table as a benchmark.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
Florida estimates use public FWCJUA 2026 class rates as a benchmark. Residual-market tier surcharges are not added to the consumer estimate.
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*Illustrative estimate only — not an insurance quote. Estimated costs use FWCJUA public 2026 class-rate table, used as a Florida benchmark. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
Florida estimates use public FWCJUA 2026 class rates as a benchmark. Residual-market tier surcharges are not added to the consumer estimate.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.