If you know what your business does but not the workers’ compensation classification, start here. Tell us the business name, state and what employees actually do. We’ll make a best-fit suggestion, explain why it matches, and let you carry that industry into the cost calculator.
Suggested industry
Landscaping
Top 5 reasons we think this is right
iThis is a best guess, not an official classification decision. The exact workers’ compensation class can depend on the work actually performed, employee duties and carrier rules. A licensed agent or insurer should confirm the final classification.
What information helps find a workers’ comp class code?
The most useful information is a plain-English description of the work. Include the main service or product, whether employees perform manual work, whether they work at customer locations, and the type of equipment or trade involved. You do not need to know insurance terminology to start.
Business name
Useful when the name clearly signals the trade, such as a roofing, plumbing or landscaping company.
State
Important because classification rules and code mappings can vary by jurisdiction.
Actual work
The strongest clue. Describe what employees physically do rather than relying only on a job title.
What if I am between two classifications?
Describe the operation in more detail instead of choosing the cheaper-looking category. For example, “property services” is broad, while “weekly lawn mowing and irrigation maintenance” or “interior office cleaning after business hours” points much more clearly toward a specific industry. The final classification should be confirmed during the quote or underwriting process.
Where else can I find my existing class code?
If you already have workers’ compensation coverage, your current policy documents, audit paperwork or agent may show the class code already being used. Use this helper when you are starting fresh, comparing a business activity to our supported industries or trying to understand what category is likely to fit.
You can start with the company name, but adding what the business does improves the result when the name is generic or could fit several industries.
Should I enter my job title or the work I perform?
Describe the work performed. “Owner” or “manager” says very little about the operating risk, while “roof installation,” “bookkeeping,” or “commercial cleaning” provides useful classification context.
Can I use a class code from another state?
Do not assume that a code carries over unchanged. Select the state where the work is performed and confirm the final classification with the insurer or rating authority that applies there.