Workers’ CompCalifornia
Pick your industry, monthly payroll and claims history to see an illustrative monthly workers' compensation cost guide for a California business. The estimate uses California Department of Insurance March 2026 manual base-rate comparison.
It's an illustrative estimate, not a quote. Real premiums depend on your exact classification codes, experience modification, insurer, underwriting and safety record.
California estimates use the median manual base rate from the California Department of Insurance comparison data for the selected industry.
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*Illustrative estimate only — not an insurance quote. Estimated costs use California Department of Insurance March 2026 manual base-rate comparison; median rate used. The claims-history adjustment is a 10 Second Quotes product assumption, not an official experience modification or insurer rating factor. Actual premiums may vary substantially.
California estimates use the median manual base rate from the California Department of Insurance comparison data for the selected industry.
Claims history adjustment. 10 Second Quotes uses a simplified claims-history assumption solely to illustrate how prior claims may affect cost. It is not an official experience modification or insurer rating factor, and it does not calculate or predict the rating factor an insurer may apply.
These factors are 10 Second Quotes product assumptions for illustrative estimation only.