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Florida Workers’ Comp Class Codes

Need a starting point for a Florida workers’ comp classification? Tell us what the business does and we’ll match it to the closest industry supported by our calculator, then show the Florida class code or codes currently mapped to that category.

How Florida workers’ comp classification works

Florida workers’ compensation uses classification codes tied to the work performed. For our cost calculator, 10 Second Quotes uses the Florida Workers’ Compensation Joint Underwriting Association (FWCJUA) public 2026 class-rate table as a benchmark. The lookup below is for broad business matching and is not an official class assignment.

For the best result, describe the operation rather than only entering a job title. “Manager,” “owner” or “technician” can apply to very different businesses. A description such as “commercial office cleaning,” “roof replacement,” “bookkeeping,” or “auto repair” gives the helper useful context.

Common Florida class-code examples in our calculator

These examples are limited to the broad industries currently supported by 10 Second Quotes. They are not a complete list of Florida workers’ comp classifications, and the final policy code can depend on operational details we do not collect here.

Florida business name vs. actual work

A company name is often not specific enough to classify the operation. “Coastal Services LLC” could be a pool company, cleaning company, contractor or office business. For a better Florida match, describe what employees physically do, where they work and what service the customer is buying.

Official/reference source: Florida Workers’ Compensation Joint Underwriting Association

Florida class-code FAQ

Is this the official Florida class code for my policy?

No. It is a best-fit suggestion for the 10 Second Quotes calculator. The insurer, licensed agent or applicable rating authority should confirm the final classification.

Why does the Florida calculator show more than one code for some trades?

A broad category such as carpentry or concrete can cover different operations. Showing multiple possible codes is more accurate than forcing a single code without asking the detailed classification questions.

Does the Florida class code alone determine premium?

No. Classification is important, but payroll, carrier pricing, claims experience, underwriting and other policy factors can also affect the final premium.