:root{
  --cream:#FAF4E4; --paper:#FFFBF1; --line:#ECE2C9;
  --forest:#1D5A3C; --forest-d:#123F2A; --mint:#E3EED8;
  --gold:#CFA046; --orange:#EC8B33;
  --ink:#231F1A; --plum:#3A3346; --muted:#5E6B62;
  --W:100vw; --rowH:48px;
  --serif:'Lilita One', 'Arial Rounded MT Bold', 'Trebuchet MS', system-ui, sans-serif;
  --sans:'Figtree', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --cond:'Barlow Condensed', 'Arial Narrow', 'Roboto Condensed', sans-serif;
  box-sizing:border-box;
  padding-top:env(safe-area-inset-top,0px);
  padding-bottom:env(safe-area-inset-bottom,0px);
  color-scheme: light;
}
*,*::before,*::after{box-sizing:inherit}
html{scroll-padding-top:env(safe-area-inset-top,0px);height:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;-webkit-tap-highlight-color:transparent}
button{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px;border-radius:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- calculator shell ---------- */
.app{height:100vh;height:100dvh;min-height:560px;display:flex;flex-direction:column;position:relative;user-select:none;-webkit-user-select:none}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:12px 14px 6px;width:min(100%,var(--W));margin:0 auto;position:relative;z-index:5}
.logo{display:flex;align-items:center;gap:6px;text-decoration:none;color:var(--ink);flex-shrink:0}
.logo svg{height:40px;width:auto;display:block}

.est{position:relative;display:flex;align-items:center;gap:3px;background:var(--forest);border-radius:12px;padding:7px 9px 7px 10px;box-shadow:0 1px 0 rgba(255,255,255,.12) inset,0 6px 16px -8px rgba(18,63,42,.7);flex-shrink:0}
.est .cur{font:700 26px/1 var(--cond);color:#FFF7E6;margin-right:1px;font-variant-numeric:tabular-nums}
.est .per{font:600 13px/1 var(--sans);color:#E6EEDC;margin-left:5px;align-self:flex-end;padding-bottom:4px;white-space:nowrap}
.flaps{display:flex;align-items:center;gap:2px}
.comma{font:700 26px/1 var(--cond);color:#FFF7E6;width:.28em;text-align:center;transition:opacity .2s;margin:0 -1px;align-self:flex-end;padding-bottom:2px}
.comma.off{opacity:0}
.flap{--h:34px;--d:60ms;position:relative;width:21px;height:var(--h);font:700 27px/1 var(--cond);font-variant-numeric:tabular-nums;color:#FFF7E6;perspective:120px;transition:opacity .25s}
.flap.blank{opacity:.35}
.flap .h,.flap .lf{position:absolute;left:0;right:0;height:50%;overflow:hidden;background:#143F2B}
.flap .h.t,.flap .lf.t{top:0;border-radius:4px 4px 0 0;background:#184A33}
.flap .h.b,.flap .lf.b{bottom:0;border-radius:0 0 4px 4px}
.flap .h>span,.flap .lf>span{display:block;height:var(--h);line-height:var(--h);text-align:center}
.flap .b>span{transform:translateY(-50%)}
.flap .lf{backface-visibility:hidden;will-change:transform}
.flap .lf.t{transform-origin:50% 100%;transform:rotateX(-90deg)}
.flap .lf.b{transform-origin:50% 0;transform:rotateX(90deg)}
.flap.go .lf.t{animation:flT var(--d) ease-in forwards}
.flap.go .lf.b{animation:flB var(--d) ease-out forwards}
.flap::after{content:"";position:absolute;left:0;right:0;top:50%;height:1px;margin-top:-.5px;background:rgba(0,0,0,.45);z-index:3}
@keyframes flT{0%{transform:rotateX(0)}55%,100%{transform:rotateX(-90deg)}}
@keyframes flB{0%,45%{transform:rotateX(90deg)}100%{transform:rotateX(0)}}

/* ---------- pager ---------- */
.viewport{position:relative;flex:1;min-height:0;overflow:hidden;touch-action:pan-y}
.track{position:absolute;top:0;bottom:0;left:0;display:flex;gap:var(--gap,0px);will-change:transform}
.track.anim{transition:transform .42s cubic-bezier(.2,.85,.25,1)}
.screen{width:var(--W);height:100%;display:flex;flex-direction:column;position:relative;flex-shrink:0;transition:opacity .35s,filter .35s}
.screen h1,.screen h2.q{font:400 clamp(32px,9.6vw,44px)/1.02 var(--serif);letter-spacing:.005em;text-align:center;margin:10px 16px 0;color:var(--ink)}
.screen .sub{text-align:center;font-size:16px;color:var(--muted);margin:4px 16px 0;line-height:1.3}
.screen .sub.empty{visibility:hidden}

.reelWrap{position:relative;margin:12px 18px 0;z-index:3}
.reel{position:relative;height:calc(var(--rowH) * var(--rows,3));overflow:hidden;touch-action:none;cursor:grab;outline:none;
  -webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.25) 0,#000 30%,#000 70%,rgba(0,0,0,.25) 100%);
  mask-image:linear-gradient(to bottom,rgba(0,0,0,.25) 0,#000 30%,#000 70%,rgba(0,0,0,.25) 100%)}
.reel:active{cursor:grabbing}
.reel:focus-visible{outline:none}
.reelWrap:has(.reel:focus-visible) .frame{box-shadow:0 0 0 3px var(--orange)}
.frame{position:absolute;left:0;right:0;top:50%;height:calc(var(--rowH) - 6px);transform:translateY(-50%);background:var(--mint);border:1.5px solid var(--forest);border-radius:11px;z-index:0;pointer-events:none;transition:transform .12s}
.frame.tick{transform:translateY(-50%) scale(1.025)}
.row{position:absolute;left:0;right:0;top:0;height:var(--rowH);display:flex;align-items:center;justify-content:center;will-change:transform,opacity;z-index:1}
.row .box{width:100%;height:calc(var(--rowH) - 6px);display:flex;align-items:center;justify-content:center;border-radius:11px;background:var(--paper);border:1px solid var(--line);font:500 19px/1 var(--sans);color:var(--plum);letter-spacing:.005em;font-variant-numeric:tabular-nums;transition:background .15s,border-color .15s,color .15s}
.row.sel .box{background:transparent;border-color:transparent;color:var(--forest-d);font-weight:700;font-size:22px}
.steppers{position:absolute;right:6px;top:50%;transform:translateY(-50%);display:flex;flex-direction:column;gap:2px;z-index:4}
.steppers button{width:26px;height:18px;border:0;border-radius:6px;background:rgba(29,90,60,.1);color:var(--forest);display:grid;place-items:center;cursor:pointer;padding:0}
.steppers button:hover{background:rgba(29,90,60,.2)}
.steppers button:disabled{opacity:.3;cursor:default}
.steppers svg{width:12px;height:12px}

.art{position:relative;flex:1;overflow:hidden;cursor:grab;min-height:180px;margin-top:-18px;z-index:1;
  -webkit-mask-image:linear-gradient(to bottom,transparent 0,#000 36px);mask-image:linear-gradient(to bottom,transparent 0,#000 36px)}
.art .layer{position:absolute;inset:0;transition:opacity .2s ease}
.art .layer.enter{opacity:0}
.bills{position:absolute;inset:0;pointer-events:none;overflow:hidden;z-index:2}
.bill{position:absolute;will-change:transform,opacity;filter:drop-shadow(0 2px 2px rgba(40,25,10,.25))}
.bill svg{display:block;width:100%;height:auto}
.art svg{width:100%;height:100%;display:block}

.navBtn{position:absolute;top:18px;z-index:6;width:34px;height:34px;border-radius:50%;border:1px solid var(--line);background:rgba(255,251,241,.9);color:var(--forest);display:grid;place-items:center;cursor:pointer;transition:opacity .2s,transform .15s;box-shadow:0 2px 8px -4px rgba(0,0,0,.25)}
.navBtn svg{width:16px;height:16px}
.navBtn.prev{left:10px}.navBtn.next{right:10px}
.navBtn[hidden]{display:grid;opacity:0;pointer-events:none}
.navBtn:active{transform:scale(.92)}

/* ---------- bottom ---------- */
.bottom{width:min(100%,var(--W));margin:0 auto;padding:8px 16px 10px;position:relative;z-index:5;background:linear-gradient(to bottom,rgba(250,244,228,0),var(--cream) 30%)}
.dots{display:flex;justify-content:center;gap:6px;margin:0 0 8px}
.dots button{border:0;padding:0;height:6px;width:6px;border-radius:3px;background:#CBBF9F;cursor:pointer;transition:width .3s,background .3s}
.dots button.on{width:22px;background:var(--forest)}
.cta{width:100%;height:56px;border:0;border-radius:16px;background:var(--forest);color:#FFFBF1;font:700 20px/1 var(--sans);display:flex;align-items:center;justify-content:center;gap:10px;cursor:pointer;box-shadow:0 8px 18px -10px rgba(18,63,42,.9);transition:transform .12s,background .2s}
.cta:hover{background:var(--forest-d)}
.cta:active{transform:scale(.985)}
.cta svg{width:20px;height:20px}
.foot{margin:7px 0 0;text-align:center;font-size:10.5px;line-height:1.35;color:var(--muted)}
.foot button{border:0;background:none;padding:0;color:var(--forest);text-decoration:underline;text-underline-offset:2px;cursor:pointer;font-size:inherit}

/* ---------- desktop: same model, neighbours peek ---------- */
@media (min-width:760px){
  :root{--W:430px;--gap:28px;--rowH:50px}
  .app{height:min(100dvh,920px)}
  .screen:not(.active){opacity:.32;filter:saturate(.6);cursor:pointer}
  .screen:not(.active) .reelWrap,.screen:not(.active) .art{pointer-events:none}
  .navBtn{top:50%;width:44px;height:44px;margin-top:-22px}
  .navBtn.prev{left:calc(50% - var(--W)/2 - 58px)}
  .navBtn.next{right:calc(50% - var(--W)/2 - 58px)}
  .screen h1,.screen h2.q{font-size:42px}
}
@media (max-height:640px){
  :root{--rowH:42px}
  .screen h1,.screen h2.q{font-size:30px;margin-top:6px}
  .row .box{font-size:17px}.row.sel .box{font-size:19px}
  .cta{height:50px}
}

/* ---------- sheets ---------- */
.scrim{position:fixed;inset:0;background:rgba(24,28,20,.42);opacity:0;pointer-events:none;transition:opacity .25s;z-index:40}
.scrim.on{opacity:1;pointer-events:auto}
.sheet{position:fixed;left:50%;bottom:0;width:min(100%,520px);max-height:92dvh;overflow:auto;background:var(--paper);border-radius:22px 22px 0 0;padding:10px 20px calc(20px + env(safe-area-inset-bottom,0px));transform:translate(-50%,105%);transition:transform .38s cubic-bezier(.2,.85,.25,1);z-index:41;box-shadow:0 -10px 40px -10px rgba(0,0,0,.3);user-select:text;-webkit-user-select:text}
.sheet.on{transform:translate(-50%,0)}
.grab{width:40px;height:5px;border-radius:3px;background:#DCD0B2;margin:0 auto 12px}
.sheet h2{font:400 30px/1.1 var(--serif);margin:0 0 4px;letter-spacing:-.01em}
.sheet .lede{margin:0 0 14px;color:var(--muted);font-size:15px;line-height:1.45}
.close{position:absolute;top:14px;right:14px;width:34px;height:34px;border-radius:50%;border:0;background:#F1E9D6;cursor:pointer;display:grid;place-items:center}
.close svg{width:14px;height:14px}
.summary{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 16px}
.chip{background:var(--mint);color:var(--forest-d);border-radius:999px;padding:6px 11px;font-size:13.5px;font-weight:600}
.chip.money{background:var(--forest);color:#FFFBF1}
.field{display:block;margin:0 0 11px}
.field span{display:block;font-size:13.5px;font-weight:600;margin:0 0 5px;color:var(--plum)}
.field input{width:100%;height:48px;border-radius:12px;border:1.5px solid #E1D5B8;background:#fff;padding:0 13px;font:500 17px var(--sans);color:var(--ink)}
.field input:focus{outline:none;border-color:var(--forest);box-shadow:0 0 0 3px rgba(29,90,60,.15)}
.field.bad input{border-color:#B8432F}
.field .err{display:none;color:#A23A28;font-size:13px;margin-top:4px}
.field.bad .err{display:block}
.two{display:grid;grid-template-columns:1.4fr 1fr;gap:10px}
.consent{display:flex;gap:10px;align-items:flex-start;background:#F6EFDC;border-radius:12px;padding:12px;margin:4px 0 14px;font-size:13.5px;line-height:1.45;color:#4A4336}
.consent input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--forest);flex-shrink:0}
.consent.bad{box-shadow:0 0 0 2px #B8432F}
.sheet .cta{height:54px}
.done{text-align:center;padding:10px 0 4px}
.done .badge{width:64px;height:64px;border-radius:50%;background:var(--mint);display:grid;place-items:center;margin:6px auto 12px}
.done .badge svg{width:30px;height:30px}
details.payload{margin-top:16px;text-align:left;font-size:13px;color:var(--muted)}
details.payload pre{background:#F4EDDA;border-radius:10px;padding:10px;overflow:auto;font-size:12px;line-height:1.45;color:var(--ink)}
.method p,.method li{font-size:15px;line-height:1.55;color:#3E3A33}
.method ul{padding-left:18px;margin:6px 0 12px}
.method .note{background:#FDF0DA;border-left:3px solid var(--orange);padding:10px 12px;border-radius:0 10px 10px 0;font-size:13.5px}
.formula{font:600 16px/1.4 var(--sans);background:var(--mint);color:var(--forest-d);border-radius:12px;padding:12px 14px;margin:8px 0 12px}

/* ---------- SEO / supporting content ---------- */
.more{max-width:680px;margin:0 auto;padding:40px 20px 70px;user-select:text;-webkit-user-select:text}
.more h2{font:400 32px/1.12 var(--serif);margin:0 0 12px}
.more h3{font:400 22px/1.2 var(--serif);margin:30px 0 8px}
.more p{font-size:17px;line-height:1.6;color:#3E3A33;margin:0 0 12px;max-width:62ch}
.inds{display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:10px 0 0;list-style:none}
.inds a{display:inline-block;padding:8px 13px;border-radius:999px;background:var(--paper);border:1px solid var(--line);color:var(--forest-d);text-decoration:none;font-weight:600;font-size:15px}
.inds a:hover{border-color:var(--forest)}

/* ---------- art motion ---------- */
.flame{transform-box:fill-box;transform-origin:50% 100%;animation:flick .5s ease-in-out infinite alternate}
.flame.f2{animation-duration:.37s;animation-delay:-.2s}
.flame.f3{animation-duration:.61s;animation-delay:-.4s}
@keyframes flick{0%{transform:scale(1,1) skewX(-3deg)}100%{transform:scale(.92,1.14) skewX(4deg)}}
.smoke{animation:rise 3.2s linear infinite;transform-box:fill-box}
.smoke.s2{animation-delay:-1.1s}.smoke.s3{animation-delay:-2.2s}
@keyframes rise{0%{transform:translate(0,0) scale(.6);opacity:0}15%{opacity:.55}100%{transform:translate(-26px,-90px) scale(1.5);opacity:0}}
.spray{stroke-dasharray:6 7;animation:spray .45s linear infinite}
@keyframes spray{to{stroke-dashoffset:-13}}
.bob{animation:bob 1.6s ease-in-out infinite alternate;transform-box:fill-box}
@keyframes bob{to{transform:translateY(-3px)}}
.leaf{animation:blow 1.4s linear infinite;transform-box:fill-box}
.leaf.l2{animation-delay:-.5s}.leaf.l3{animation-delay:-.9s}
@keyframes blow{0%{transform:translate(0,0) rotate(0);opacity:0}20%{opacity:1}100%{transform:translate(46px,-10px) rotate(220deg);opacity:0}}
@media (prefers-reduced-motion:reduce){
  .flame,.smoke,.spray,.bob,.leaf{animation:none}
  .track.anim{transition-duration:.01s}
  .art .layer{transition:opacity .15s}
}

/* ---------- peeking cards + value strip (replaces arrows) ---------- */
:root{--W:calc(100vw - 76px);--gap:10px}
.topbar,.bottom{width:100%}
.track{top:4px;bottom:6px}
.screen{background:var(--paper);border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 10px 24px -18px rgba(60,40,10,.45)}
.screen:not(.active){opacity:.7;cursor:pointer}
.screen:not(.active) .reelWrap,.screen:not(.active) .art{pointer-events:none}
.screen h1,.screen h2.q{font-size:clamp(30px,9vw,42px);margin-top:12px}
.reelWrap{margin:8px 12px 0}
.strip{display:grid;grid-template-columns:1.35fr 1fr 1.1fr;gap:4px;background:#EFE5CC;border-radius:14px;padding:4px;margin:0 0 9px}
.strip button{border:0;border-radius:10px;background:transparent;padding:5px 4px 6px;cursor:pointer;display:flex;flex-direction:column;align-items:center;gap:1px;min-width:0;}
.strip small{font-size:11px;font-weight:500;color:var(--muted);line-height:1.2}
.strip b{font-size:14px;font-weight:700;color:var(--plum);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:100%;font-variant-numeric:tabular-nums}
.strip button.on{background:var(--forest)}
.strip button.on small{color:#CFE0C6}.strip button.on b{color:#FFFBF1}


@media (min-width:760px) and (max-height:860px){
  :root{--rowH:40px}
  .screen h1,.screen h2.q{font-size:34px;margin-top:8px}
  .screen .sub{font-size:14px;margin-top:2px}
  .row .box{font-size:16px}.row.sel .box{font-size:18px}
  .strip{margin-bottom:6px}.cta{height:48px;font-size:18px}.foot{font-size:10px;margin-top:5px}
}

:root{--W:min(calc(100vw - 76px),440px)}
.topbar,.bottom{width:min(100%,500px)}
@media (min-width:760px){:root{--W:430px;--gap:28px}.screen:not(.active){opacity:.4}.topbar,.bottom{width:440px}}

/* ---------- landscape art, full card width, top 25% bleeds behind the selector ---------- */
.screen .spacer{flex:1 1 auto;min-height:0}
.reelWrap{flex:none}
.art{flex:none;width:100%;aspect-ratio:4/3;height:auto;min-height:0;margin-top:calc(var(--W) * -0.1875);overflow:hidden;
  -webkit-mask-image:linear-gradient(to bottom,transparent 0,rgba(0,0,0,.08) 8%,rgba(0,0,0,.35) 17%,rgba(0,0,0,.8) 25%,#000 31%);mask-image:linear-gradient(to bottom,transparent 0,rgba(0,0,0,.08) 8%,rgba(0,0,0,.35) 17%,rgba(0,0,0,.8) 25%,#000 31%)}
.pic{position:absolute;inset:0}
.pic img{width:100%;height:100%;object-fit:cover;object-position:center bottom;display:block;-webkit-user-drag:none}
.row .box{box-shadow:0 1px 3px rgba(60,40,10,.12);background:#F3EAD6;border-color:#E4D7B8}
.row.sel .box{background:transparent}
.screen h1.q,.screen h2.q{white-space:nowrap;font-size:min(44px,calc(var(--W) * .105))}
.screen .sub{white-space:nowrap;font-size:min(16px,calc(var(--W) * .045))}
.reel{-webkit-mask-image:none;mask-image:none}
.screen .spacer{flex:1 1 auto;max-height:40px}
.screen h1.q,.screen h2.q{margin-top:12px}
.screen .sub{margin-top:2px}
.reelWrap{margin-top:10px}
.screen{justify-content:flex-end}
.row .box{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;padding:0 8px;font-size:clamp(13px,calc(var(--W) * .047),18px)}
.row.sel .box{font-size:clamp(14px,calc(var(--W) * .05),20px)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.sendErr{color:#A23A28;font-size:14px;margin:0 0 10px}
.privacy{text-align:center;font-size:13px;margin:10px 0 0}.privacy a{color:var(--forest)}
.cta:disabled{opacity:.7;cursor:progress}
.mine{background:#F6EFDC;border-radius:12px;padding:10px 12px;margin:0 0 12px;font-size:14.5px;line-height:1.5;color:#3E3A33}.mine b{color:var(--forest-d)}
.method a{color:var(--forest)}
.est{cursor:pointer}.est:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.per .ast{display:inline-block;margin-left:1px;color:#F3D48A;font-weight:700}
.linkish{border:0;background:none;padding:0;color:var(--forest);text-decoration:underline;cursor:pointer;font:inherit}

.stateBrand{display:flex;align-items:center;gap:8px;color:var(--ink);text-decoration:none}.stateBrand img{width:46px;height:46px;object-fit:contain}.stateBrand span{display:flex;flex-direction:column;line-height:1.05}.stateBrand small{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:700}.stateBrand b{font:800 17px/1.05 var(--sans);white-space:nowrap}.art,.pic,.pic img{background:#efe6cf}.sitePage{min-height:100vh;background:#f8f1df;color:#231f1a;font-family:Figtree,system-ui,sans-serif}.siteNav{max-width:1050px;margin:0 auto;padding:22px 24px}.siteLogo{font:800 25px/1 Barlow Condensed,Arial Narrow,sans-serif;font-style:italic;color:#231f1a;text-decoration:none}.siteLogo em{color:#1D5A3C;font-style:normal}.heroWrap{max-width:1050px;margin:0 auto;padding:68px 24px 90px}.heroWrap h1{font:400 clamp(48px,7vw,82px)/.98 Georgia,serif;letter-spacing:-.045em;max-width:820px;margin:0 0 20px}.heroWrap .lead{font-size:20px;line-height:1.55;color:#5c5549;max-width:660px;margin:0 0 42px}.calcGrid,.stateGrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}.calcCard,.stateCard{display:block;text-decoration:none;color:#231f1a;background:#fffaf0;border:1px solid #e1d5b8;border-radius:20px;padding:24px;box-shadow:0 10px 28px -24px rgba(60,40,10,.55);transition:.18s}.calcCard:hover,.stateCard:hover{transform:translateY(-2px);border-color:#1D5A3C}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:#1D5A3C}.calcCard h2,.stateCard h2{font:400 31px/1.08 Georgia,serif;margin:8px 0 10px}.calcCard p{font-size:16px;line-height:1.5;color:#625a4d}.cardCta{font-weight:800;color:#1D5A3C}.stateIcon{width:54px;height:54px;object-fit:contain;margin-bottom:12px}.breadcrumb{font-size:14px;color:#6f6759;margin-bottom:28px}.breadcrumb a{color:#1D5A3C}@media(max-width:600px){.heroWrap{padding:42px 20px 80px}.siteNav{padding:18px 20px}.stateBrand b{font-size:15px}}